| We will carry out
the following on your behalf:
• Make contact with the seller’s solicitors to obtain
the sale contract and any other relevant supporting documentation.
• Send out our terms of business (Client Care letter) explaining what your next steps
are. This will contain information regarding the different types
of ways that you can hold the property as joint owners (if applicable).
• Obtain Searches. The searches that we carry out as standard in the majority of transactions
are: a local authority search, a water and drainage search,
an environmental search, and chancel check.
Once we have received the contractual documentation and the
results of your searches carried out on your behalf we shall
check the legal title to the property.
• Make any
relevant enquiries arising out of checking both the legal title
and your search results.
• Receive your mortgage
offer and take any action your lender might require.
Send you details of covenants and also relevant matters affecting
your property and results of your searches.
that you attend our office to sign and discuss all relevant
paperwork. Take your instructions as to how you want to hold
the property as joint-owners (if applicable).
out Land Registry and Land Charges searches.
you of any balance purchase monies required.
will be required to:
• Provide us with documents
to meet our identity requirements as soon as possible.
• Make sure all relevant documentation and search fees
are returned to us at your earliest convenience as per our
Client Care letter.
• Make sure that you have completed and returned all
relevant documents with your lender to confirm that you are
accepting the terms of your mortgage offer.
• Arrange for buildings insurance and ensure that you
have discussed whether any other insurance is necessary such
as life/critical illness insurance with your mortgage broker
or other financial institution.
• Attend our office to sign the necessary documentation.
It is possible for documentation to be dealt with through
postal and electronic means, however, we feel our clients
benefit from a face to face meeting.
• Arrange for us to have your deposit if applicable.
Mortgage provider will be required to:
• Carry out a survey and valuation at your property
and we recommend that you discuss the various surveys available
and ensure you are satisfied with the state and condition
of the property.
• Approve your mortgage application.
• Send us a copy of your mortgage offer confirming that
we are instructed to act for them.